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Frequency: monthly (Number of payments in a year = 12) Periodic rate = Annual rate / Number of payments in a year = 0.06 / 12 = 0.005 = 0.5%. Number of payments = Number of years × Number of payments in a year = 5 × 12 = 60. Details. Phone: (254) 751-1761 Address: 1014 N Valley Mills Dr, Waco, TX 76710 Website: https://payment1.com People Also Viewed. Edward Jones - Financial Advisor: Matt Rollins ... 6400 S Congress Ave. Austin, TX 78745. United StatesApplying for a Personal Installment Loan with Payment 1 Financial is easy. Texas Loan Rates | Loan Amounts $2,500 - $10,000 | APR Range 35.99% - 27.58% * | Term Lengths 12 - 24 Months | Your terms may vary based on credit history, income, debts and collateral. If you borrowed $10,000 with a 27.58% APR and 24 month term, your payments would be …Applying for a Personal Installment Loan with Payment 1 Financial is easy. 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