On Tuesday, March 23, 2021, Ideal CU held a live Q&A webinar hosted by Chief Marketing and Sales Officer Alisha Johnson featuring nationally recognized speaker Jim Stickley, CEO of Stickley on Security. During the webinar, Jim discussed the latest scams to be aware of during the COVID-19 pandemic, with a focus on personal security. ... Recreational Vehicle Loans. Part of the ideal life is living it to the fullest. We're here to help you do just that. Ideal Credit Union offers low rates on recreational vehicle loans including motorcycles, ATVs, boats & other marine vehicles, snowmobiles and RVs. As always, our top priority is getting you as close to your affordable payment as ... Visit a Branch. Call 651-770-7000. Rates as of: Monday, April 22, 2024. * APY = Annual Percentage Yield. Rates subject to change at any time. 1 $10 charge for balances below $2,500 during the month. Interest rates adjusted and paid monthly. 2 $10 charge for balances below $25,000 during the month. Interest rates adjusted and paid monthly. Ideal Credit Union is a member-owned financial institution that offers affordable products, competitive rates, and personal services. You can become a member by meeting certain eligibility criteria or making a donation to the John D. Miller Foundation.To make a payment to your Ideal CU Mortgage Loan: Click on Transfer & Pay from the menu and select Transfers; Select an account to pay "From" and select your mortgage for the "To" account; Select payment type: Regular, Amount due, Escrow or Principal only; Choose date and frequency (one-time or recurring)Making Informed Choices with Ideal CU. Personal loans offer financial flexibility for a wide range of needs and life events. Whether you're consolidating high-interest debt, making an important purchase or experiencing a significant life event, a personal loan can provide the resources you need when you need them. However, it's crucial to make ...Make a list of all your expenses, including fixed, non-fixed, and discretionary expenses, and list your income in a parallel column. Tally up your totals and assign a realistic dollar amount to each expense. Going forward, be sure to only spend within the allocated amount for each expense category each month. Leave room in your budget for ...In the digital era, where our lives are increasingly intertwined with the internet, online security is paramount. For our Ideal CU members, safeguarding personal information is not just a convenience but a necessity. The risks associated with online activities - from banking to shopping - are real and evolving.They currently offer a standard CD rate for 1.06% APY 60-Month CD and 1.00% APY 48-Month CD. Eligibility: Ideal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the Minnesota counties of Anoka, Chisago, Dakota, Hennepin, Ramsey, or Washington. Membership is also available to out-of-area individuals by ...From finding a home to financing one, and everything in between, Ideal Credit Union's Real Estate Center is your go-to real estate easy button where you'll find everything needed to search for, buy, sell and save on your next home, including:. Easy online search features: Whether you're searching from your computer at home or on-the-go with your smartphone or tablet, HomeAdvantage®provides ...Ideal CU's Senior Mortgage Loan Advisor Cynthia Stewart and local real estate, home staging and insurance professionals ready to help you buy - or sell - your Ideal home. Below are the dates and locations for sessions scheduled through March 2019. Small Change DOLLARS&SENSE Winter 2018-19 INSIDE www.idealcu.com 5. www.idealcu.com 6 ...When shopping for a new set of wheels, your first stop should be Ideal CU. While many people start at the dealer's lot, you'll enjoy a lower rate, a simpler loan application, and other big benefits when choosing to finance your car at your credit union.. When you work with Ideal CU, you'll be dealing with people who know who you are and what your financial reality is like.Ideal Credit Union has an average rating of 2.2 from 46 reviews. The rating indicates that most customers are generally dissatisfied. The official website is idealcu.com. Ideal Credit Union is popular for Business Financing, Mortgage Lenders, Financial Services, Banks & Credit Unions. Ideal Credit Union has 6 locations on Yelp across the US. NEW Home Equity Line of Credit Special: 4.99% APR* for the first 6 Months! Access as little or as much of your credit line as you need for home renovations, a well-deserved vacation, debt consolidation, school tuition, wedding expenses or anything else you may need. Do it all with an Ideal Home Equity Line of Credit! (Woodbury, MN – October 26, 2022) Ideal Credit Union is pleased to announce two Ideal Credit Union mortgage leaders, Cynthia Stewart and Faith Tholkes, have been recognized as 2022 Super Mortgage Professionals by Minneapolis-St. Paul Magazine and Twin Cities Business. The annual Super Mortgage Professionals recognition includes only the top …Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*.The roles and responsibilities of Committee Members fall in seven central areas: 1. Stewardship, Ethics & Financial Integrity. Maintain, monitor and protect the safety and soundness of the Credit Union and its assets. Ensure the proper maintenance and security of all assets, accounts and written information entrusted to the Credit Union.Credit unions like Ideal CU are at the forefront, implementing advanced cybersecurity measures to protect sensitive financial data and maintain customer trust. This includes deploying state-of-the-art encryption methods, continuous monitoring for suspicious activities and employing robust authentication processes to verify user identities.Example of payment, pay $44.43 per month per $1,000 borrowed for 24 months at 6.24% APR. Rates are subject to change at any time. **Actual rates based on applicant's payment and credit history. To be eligible for an 84 month term, vehicle must be 2020 or newer and minimum loan amount must be $30,000. LTV restrictions may apply.Here’s what you need to know about skip-a-payment: How skip-a-payment works. Depending on the credit union, skip-a-payment is available to qualifying members year-round or during select times of the year. The program is generally only allowed for loans with terms that are 12 months or longer, have been open at least nine months, and have …Visit www.idealcu.com fo r details and locations. In the photo above: Eagan Ambassador Autumn Manni (3rd from right) joined Ideal CU board members and staff in presenting a check for $500 to The Open Door food shelf during the Eagan 90th Anniversary/Community Appreciation celebration on August 16.Right now, Ideal Credit Union is offering rates up to 1.31% APY. OUR CURRENT TOP PROMOTIONS. Chase Business Complete Checking® $300 Bonus. Axos Bank Business Interest Checking $400 Bonus. BMO Smart Advantage Checking $250 Bonus. BMO Relationship Checking $400 Bonus. Huntington Unlimited Plus Business Checking $1,000 Bonus.We'll give you points for simply using your My Rewards ® Gold or Platinum Debit Card to purchase merchandise or services. Then, redeem your points and receive great rewards. Earn points for Everyday Purchases. Cash Back when Shopping Online. Extended Warranty. Short-Term Loans**. Local Discounts and Coupons. Convenient My Rewards™ App.Establish Direct Deposit of payroll or other income into your Ideal CU checking account and our Early Payday program will provide immediate access to your deposit - up to two days early - based on when Ideal CU receives the funds.8 Apply Today! Visit www.idealcu.com, call 651-770-7000, or make a branch appointment to apply. Checking Accounts ...Ideal Advantage is available to Ideal CU members over the age of 18 with an active checking account, along with a special incentive for students 13-17. After careful consideration, we have made the difficult decision to sunset the Ideal Advantage programs. The 2023 payout will be the final payment for the program.Fast track card ship fee $40. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold non-variable APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. The Twister ® AL/CU Wire Connector is the only UL Listed aluminum-to-copper twist-on connector that prevents aluminum oxidation while providing a secure connection. Filled with an anti-oxidant compound, the Twister ® AL/CU easily twists on with swept-wings making a comfortable connection with improved conductivity and cooler connections. The ... Ideal CU’s Zero Down program offers a low fixed rate with flexible terms. To qualify, applicants must have a minimum credit score of 700. The loan is available for purchase transactions and owner occupied residences up …Frequently Asked Questions. In order to provide you with the best online experience this website uses cookies. By using our website, you agree to our use of cookies. Learn more. I agree. {slider What is your Routing Number?} Our Routing Number: 296076262 If you are setting up a Direct Deposit to your Ideal CU account, you will need. Fast & Affordable Auto Financing. Ready for a more ideal car buying experience? We make financing your next vehicle quick and convenient, allowing you to focus your attention on your next ride. Rates as low as 6.24% APR *. Relax with terms up to 84 months *. Enjoy no payments for the first 90 days *. Motivate yourself by setting and achieving more short-term goals on the way to the long-term goal of an amazing credit score. For example, if you are just starting out, then getting your first account could be your first goal. If your score is at 600, set a goal of improving it by 25 points. And remember that building a solid credit history is ... If you are setting up a Direct Deposit to your Ideal CU account, you will need our Routing Number. Download the Direct Deposit Form. Does Ideal CU have safe deposit boxes? Yes, Ideal CU has safe deposit boxes available for rent at our Eagan, Hugo, North St. Paul and Woodbury locations. Safe deposit box sizes and prices are as follows: 2 x 5 x ... When shopping for a new set of wheels, your first stop should be Ideal CU. While many people start at the dealer's lot, you'll enjoy a lower rate, a simpler loan application, and other big benefits when choosing to finance your car at your credit union.. When you work with Ideal CU, you'll be dealing with people who know who you are and what your financial reality is like.The average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ...paymentPayments & subscriptions. reviewsMy Play activity. redeemOffers. Ideal Credit Union Mobile Banking Application for Android.If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal's Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge …She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Write "FOR MCD ONLY IDEAL CU" in all capital letters below your endorsement line. Endorse the check with your signature. Any checks submitted that do not meet these requirements may be rejected. Funds are typically available in 1-2 business days. Check deposits may be subject to further hold according to our Funds Availability Policy.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU gave members an extra chance to win $1,000, with one drawing each week. Members are automatically entered with every purchase made using their Ideal Debit or My Rewards™ Debit Card. Our monthly Use & Win debit card promotion began in January of 2017, and to date, Ideal CU has given away $48,000 to 48 lucky members chosen by …She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Choose the Right Product: Ideal CU offers various debt consolidation products, including personal loans and home equity lines of credit. We'll help you choose the one that aligns with your financial status and goals. Make an appointment to meet with a Loan Representative if you aren’t sure where to start.The average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ...After you log in, click on the Tools dropdown, then Checking Services where you will find the option to Reorder Checks. You do not need your Reorder Identification Number to order checks through Ideal CU Online Banking. If you are not enrolled in Ideal CU Online Banking, signing up is FREE and easy. Learn more and sign up today!Space is limited so reserve your seat at www.idealcu.com or call (651) 747-HOME (4663). Buying or Selling Your Home? Attend a Free Seminar First Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2019 Home Education Seminar series brings you expert advice from Ideal CU'sIdeal CU is offering certificate specials on New Money Certificate Deposits. Grow your money faster and continue living your ideal life. For existing members to qualify for the certificate specials, they must deposit a minimum of $500 from another financial institution to fund the certificate.Wednesday, Feb 1st, 2017. 4705 Hits. (Woodbury, MN - January 31, 2017) Ideal Credit Union is excited to announce the merger/partnership of Employees First Credit Union (EFCU) in a deal finalized by the boards of both institutions, and approved by the National Credit Union Administration (NCUA) and the Minnesota Department of Commerce.Direct Deposit allows you to skip the process a typical paycheck goes through before you receive it. With all of that out of the way, Ideal CU is able to make your money available as soon as it's ready, which is typically up to two days earlier than your traditional payday. Apply for Direct Deposit. Setting up Direct Deposit is simple.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...What Are Cookies? Cookies are small files downloaded to your device to improve your online experience. Ideal Credit Union may collect information about your device including but not limited to your IP address, location, browser type and operating system so a website can recognize you are a returning visitor.Tax advantages and simple record keeping. Contributions are 100% tax-deductible. Funds grow on a tax-deferred basis and funds used for eligible medical expenses are tax-free. Funds rollover from year to year. Funds used after age 65 are tax-free for eligible medical expenses. eStatements - view the past 7 years.Anyone can become a member of Ideal Credit Union. Meet one of the two criteria below to be eligible: Live, work, worship, attend school or volunteer in Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Pierce, Ramsey, Saint Croix, Scott, Sherburne, Washington or Wright counties. OR make a one-time $5.00 donation to the John D. Miller Foundation.5.00%. $5,000 - $9,999.99. 4.89%. 5.00%. $10,000.00 +. 4.89%. 5.00%. 1. To qualify for RoundUp Savings premium rates/APYs, member must have an Ideal Credit Union Checking Account and Debit Card, receive eStatements and conduct a minimum of 20 debit card purchase transactions during the monthly qualification period.Home Improvement Loans. RenoFi - Learn More. Make an Appointment. 651-770-7000. 1 Minimum Annual Percentage Rate (APR) Floor of 4.00%. Maximum APR is 12.00%. APR calculation is subject to change monthly and is based on the Prime Rate as published in the Wall Street Journal. Required payments are calculated at 1% of the outstanding balance.Space is limited so reserve your seat at www.idealcu.com or call (651) 747-HOME (4663). Dreaming Of Your Ideal Home? Attend a Free Seminar First Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2018 Home Education Seminar series brings you expert advice fromPlease review our Membership eligibility on the Ideal Credit Union website at www.Idealcu.com and/or speak with one of our service representatives to determine if you are eligible to join. Eligibility also includes Credit Union employees. If you retire, change jobs (outside the field of membership) orIdeal CU will be hosting this free educational event with a full platform of experts in the home industry. Now is the time to get all your questions answered that will help put you at ease with the home buying & selling process. We'll have snacks and entertainment, and your first beer is on us! Come join us Thursday, April 4th at Bald Man ...The average rates on credit union CDs ranged between 1.81% APY and 3.20% APY, depending on the term, compared to bank CD rates, which ranged from 1.33% APY to 1.86% APY. At the same time, credit ...Empowering Your Student Loan Repayment Journey. Ideal CU offers this comprehensive guide to empower you in your student loan repayment journey. Whether you're just starting to pay off your loans or seeking ways to manage existing debts more effectively, we aim to provide insightful and practical advice.Since the program's inception in January of 2017, Ideal CU has given away over $18,000 in the "Use & Win" Debit Card promotion. The popular monthly giveaway was so successful it got a reboot in 2018. Ideal CU Personal Checking members age 18 and older receive one (1) entry for each qualifying Ideal CU Debit Card transaction completed ...Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the Stillwater/Oak Park Heights" several years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace.After you log in, click on the Tools dropdown, then Checking Services where you will find the option to Reorder Checks. You do not need your Reorder Identification Number to order checks through Ideal CU Online Banking. If you are not enrolled in Ideal CU Online Banking, signing up is FREE and easy. Learn more and sign up today!Ideal Credit Union believes that instilling smart financial habits and understanding credit from a young age equips teens with the tools needed for a prosperous financial journey. By fostering these skills early, you are well-prepared and confident to plan for and overcome the future financial challenges of adulthood to reach your Ideal Life. 0.Ideal CU has operated a student-run branch at Tartan High School in Oakdale, MN, since January 2013. Located in the DECA school store, the Ideal CU Student Credit Union is an innovative approach in business education, teaching students the basic principles and practices of the financial services industry. The "Money Talks" educational ...In the digital era, where our lives are increasingly intertwined with the internet, online security is paramount. For our Ideal CU members, safeguarding personal information is not just a convenience but a necessity. The risks associated with online activities - from banking to shopping - are real and evolving.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...In the past four years, Ideal CU has paid out over $2.6 million to VIP members since the program's inception in 2012. "The VIP program is designed to encourage members to bring all of their accounts to Ideal and when they do, we reward their loyalty by paying an annual VIP dividend," said Brian Sherrick, Ideal CU President/CEO.Presenter: Ideal CU Mortgage Loan Advisor Ko Xiong All webinar attendees will be entered for a chance to win a $50 Target Gift Card. Register online at www.idealcu. com or call (651) 747-HOME (4663). Small Change Live the Ideal Life credit union Ideal CU Has Partnered With Nationally Recognized Cyber Security Expert Jim Gold Credit Card. Enjoy an affordable, non-variable rate card that allows you to earn cashback each month. Earn a 0.50% rebate for every dollar in new net purchases of $500 or higher. Learn more. No Annual Fee. Non-variable rates as low as 9.90% APR 2. Monthly cashback earnings. Zero Liability coverage. Apply Online. Here are four forward-thinking uses for a Home Equity loan: 1. Home improvements. One of the most popular uses for home equity is home renovations and improvements. Using your home's equity for such projects is a smart choice for many reasons. For one, the money you put into the renovations acts as an investment.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union savings and money market accounts help you save money and earn a competitive high rate.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union provides the Board of Directors and Supervisory Committee members with the necessary tools to perform their duties. Volunteers are provided a $1,500 stipend to purchase the necessary equipment (laptop, iPad, Microsoft Surface, etc.) that they will utilize to access online board packets. In addition, a monthly reimbursement is ...Business Real Estate Loan for new property or refinance. Business Credit Card for everyday business spending. Apply Online. Rates as of: Tuesday, April 23, 2024. *Ideal CU Business Visa Platinum variable Annual Percentage Rate (APR) ranges from 14.50% - 17.99% dependent on creditworthiness. Afterward, APR varies with market based on Prime Rate.Ideal CU Community Foundation Annual Golf Tournament Sets New Record for Funds Raised A strong showing of support enabled the Ideal CU Com-munity Foundation to raise a record $23,291 at its seventh annual golf tournament on September 12, 2016, which is over a 25% increase from the previous year. The event, heldIdeal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, exclusive VIP member payback, business services, investment services and more. Visit www.idealcu.com for details and locations. 1.Ideal CU Raises $2,500 for Second Harvest Heartland Hunger Relief Efforts. (Woodbury, MN - August 31, 2020) - With demand for food assistance rising to historic levels in our local communities, Ideal Credit Union rallied its employees to raise funds for Second Harvest Heartland 's ongoing hunger relief efforts, resulting in $606 from ...A not-for-profit financial institution, PCU offers an array of financial products and services including checking and deposit accounts, investment services, online banking, e-statements and bill pay, loans, credit cards, youth accounts and business services.
Ideal CU in its sole and absolute discretion can cease paying overdrafts at any time without prior notice. With Overdraft Protection, Ideal Credit Union may pay overdrafts within the discretionary overdraft privilege limits, but payment by Ideal Credit Union is a discretionary courtesy and not a right or obligation. The limits on this .... Sign up sheet template google docs
Gold Credit Card. Enjoy an affordable, non-variable rate card that allows you to earn cashback each month. Earn a 0.50% rebate for every dollar in new net purchases of $500 or higher. Learn more. No Annual Fee. Non-variable rates as low as 9.90% APR 2. Monthly cashback earnings. Zero Liability coverage. Apply Online. To make a payment to your Ideal CU Mortgage Loan: Click on Transfer & Pay from the menu and select Transfers; Select an account to pay “From” and select your mortgage for the “To” account; Select payment type: Regular, Amount due, Escrow or Principal only; Choose date and frequency (one-time or recurring)She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal Credit Union features business member Omar Yarborough, owner of The Truth Tattoos. Visit www.idealcu.com/business-banking/business-member-spotlight to ...IDEAL CU will send the Cardholder a monthly statement. Cardholder must pay each month a minimum of the greater of (a) 2% of the outstanding balance shown on the monthly statement each month (excluding disputed charges), or (b) $25.00; however, if the balance is less than $25.00, the minimum monthly payment will equal the balance ...I n s u r e d b y N C U A. 2 0 2 2. A N N U A L. R E P O R T. A p r i l 2 7 t h , 2 0 2 3. T o t a l L i a b i l i t i e s. a n d M e m b e r s ' E q u i t yIdeal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products, exclusive VIP member payback, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury.Ideal Credit Union offers online banking tools to manage your accounts, transfer funds, pay bills and deposit checks. Enroll now and access Ideal Digital Banking from any device.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Frequently Asked Questions. In order to provide you with the best online experience this website uses cookies. By using our website, you agree to our use of cookies. Learn more. I agree. {slider What is your Routing Number?} Our Routing Number: 296076262 If you are setting up a Direct Deposit to your Ideal CU account, you will need.She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ... Overview. Established in 1926, Ideal Credit Union proudly calls Woodbury, Minnesota home. For over 98 years, Ideal CU has been a trusted financial partner, boasting a network of 6 branches and 6 ATMs across the country. Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000.She has been an employee for Ideal CU for more than 20 years. Her Key Role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her 3 children play ALL the sports, and of course binge watching her ...Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater, and Woodbury. Visit idealcu.com for details and directions..